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Improving HUD Housing Seismic Safety With Minimal Disruptions To Occupants

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hud seismic assessment

HUD housing is for fixed-income, low-income, and disadvantaged people that have trouble getting other housing. VIE therefore takes its job seriously and carefully evaluates seismic risk to these buildings and develops recommendations to improve the seismic safety of these buildings without disrupting the occupancy, as these are usually fully occupied with a long waiting list to get in.

HUD housing is important to people that need it. When we review it, we find ways to ensure that it’s safe. When things need to be improved, we find a way to do this in the best way possible for all parties involved. 

How Seismic Activity Disproportionately Affects Disadvantaged Communities

Natural disasters have wide-ranging costs beyond property damage, such as negative impacts to social, physical, and economic well being, particularly for disadvantaged communities. 

Federally assisted housing accounts for about 10% of rental housing in the United States. Previous natural disasters, such as Hurricane Katrina, suggest that those living in federally assisted housing are less likely to return to their pre-disaster home than individuals who are homeowners or market-rate renters. Research suggests that rental housing can suffer greater impacts from natural disasters than owner-occupied housing, particularly multifamily and duplex structures. 

hud housing seismic safety

While federal assistance programs are in place to aid in the aftermath of large-scale disasters, vulnerable populations often don’t qualify for disaster loans, HUD funding can take years to reach those who need it, and more. Those with lower incomes may be pushed into homelessness or debt and financial insecurity, and are thus at significant risk of permanent displacement and financial hardship.

This results in disparate recovery rates for the neediest households. Challenges begin before disaster even strikes, with a lack of education on resources available, receiving adequate support, and whether or not housing is up-to-code for current seismic standards. As such, it is imperative that these communities be given as much assistance as possible – which includes housing that is up to current seismic code. 

Improving Seismic Safety Of HUD Housing

Natural hazards pose a significant threat to HUD housing. More than 30% of federally assisted housing units are at relatively high risk from natural disasters across the country. Built environments need the ability to withstand the impacts of earthquakes and natural hazards in order to mitigate loss of life and property and negative effects to the economy. 

Governments from federal to state levels play critical roles in disaster recovery and protecting communities against future losses. Seismic risk assessments and seismic retrofits to meet building codes are one such way to support community resilience. Seismically resilient housing helps to mitigate the disruption from natural disasters as much as possible.

seismic safety for airports

Seismic risk assessments are used in order to understand and manage seismic risks, such as site and building stability and damageability of building contents. Retrofitting when necessary, such as by reinforcing walls and supports, mitigates damage from ground movement, thus enhancing protection for those who live in these structures. 

Seismic risk assessments can take different forms according to client needs. Depending on the risks, some assessments may require more detailed studies than others. Financing can be a challenge in advancing seismic retrofits, but hazard mitigation grants, as from FEMA, incentivize property owners to take appropriate action. 

Keeping People Safer With Seismic Risk Assessments From VIE

As those who use HUD housing are disadvantaged, it is especially important to ensure that seismic reviews can be completed with minimal disruption to the occupants. Those in federally-assisted housing are some of the most vulnerable people with the fewest resources, with the least ability to prepare for disaster and recovery. Improving seismic safety is crucial for all in seismically hazardous areas, as HUD housing often is.

VIE is mindful of client needs. VIE has performed seismic assessment reports and probable maximum loss studies for hundreds of buildings in the Western United States. The experienced engineers at VIE use customized assessment methods for evaluations that conform to HUD requirements and project-specific criteria. 

To learn more about what VIE Engineers can do for you or about any of our previous projects, contact us today. We take pride in making structures safer for all types of clients, from those involved in HUD housing to government entities, financial institutions, and more.

Filed Under: seismic bracing, seismic assessments

If you are looking to get a HUD loan application approved in seismic zones 3 or 4, you will need to obtain a seismic assessment from an experienced, licensed engineer. HUD seismic assessments necessitate high levels of expertise in order to meet HUD standards, otherwise the loan application may be rejected.

Here is some more information about HUD, what its seismic assessments consist of, and how they are used. 

About HUD

hud seismic assessment

The Department of Housing and Urban Development is the Federal agency that is responsible for policies and programs for U.S. housing needs. Its mission is to create decent, suitable living environments for all Americans. Moderate-income and low-income housing comes in all sizes and types, from single-family homes to elderly apartments. This public housing program enables eligible lower-income individuals and families to access affordable, safe, decent housing.

HUD seismic assessments are required for properties in seismic zones 3 and 4. If you are looking to get a HUD loan application approved, either for HUD Multifamily Construction Loans or HUD Multifamily Loans, you will need to obtain a seismic assessment by a qualified, registered engineer. The engineer will review the property in order to ensure that it is compliant with ASCE regulations.

About HUD Seismic Assessments

Seismic assessments, also known as seismic reports, analyze the seismic risk (probability of an earthquake) of a particular property. This includes the property’s proximity to faults, the expected possible strength, the type of construction, and more. They can include Probable Maximum Loss (PML) calculations and Scenario Expected Loss (SML) calculations, utilizing projections based on current building codes. 

These assessments estimate the risk of structural damage and life-safety hazards in worst-case scenarios, such as expected casualties, economic losses including the cost to restore the building to pre-earthquake condition, and more.

hud seismic assessment

How Are Seismic Reports Used In Real Estate Financing?

Seismic reports are used by lenders in order to assess the seismic risk of a property, so that they can make more informed decisions about loans, such as the amount of the loan they are willing to provide and the terms of the loan, such as interest rates and repayment terms.

If seismic assessments are not obtained, then the lender may not be able to accurately assess the risk of damage a property faces. This can result in higher interest rates and other such unfavorable terms for the borrower.

The Different Tiers Of HUD Seismic Assessments

HUD seismic assessments involve 3 tiers: initial screening, evaluation, and detailed evaluation. 

  1. Initial Screening. This includes a site survey and analysis of data to determine ASCE 31 compliance.
  2. Evaluation. If issues are found during the first stage, this tier addresses them.
  3. Detailed Evaluation. If the issues present are serious, they may require more detailed evaluation.

Depending on the risk profile of the property assessed in the report, it may not need to go beyond the first or second tiers.

seismic code development

What Do Primary HUD Seismic Assessments Consist Of?

When you hire a registered engineer to conduct your HUD seismic assessment, they will do the following:

  • Conduct seismic hazard analysis of the building, such as lateral force design and applicable code requirements for seismic standards
  • Examine the structure for resistance to lateral forces, continuity, and ductility.
  • Gauge structural elements and connections between elements to determine if the structure provides ¾ seismic force level resistance.

How Long Do HUD Seismic Assessments Take?

The timeline of the seismic report depends on project-specific factors, such as complexity and the number of tiers required to be completed. Tier 1 evaluations may take a few days for smaller sites, and up to two weeks for larger sites. For “benchmark” buildings (that is generally buildings constructed later than late 1990’s), VIE has found that seismic retrofit is very rarely needed. Also, many 1980s to early 1990’s buildings may also conform to HUD requirements. If buildings conform to Tier 1 requirements, no further evaluation is needed.

For older buildings, possible seismic concerns may be identified based on Tier 1 findings. In these cases, Tier 2 evaluations may be performed in an additional one to two weeks or so. Tier 2 evaluations are used to further refine Tier 1 evaluations and determine if buildings do or do not need seismic retrofitting to conform to HUD requirements. It is important to carefully perform Tier 2 analyses such that overly conservative assumptions do not lead to unnecessary retrofit recommendations.

If indicated to be needed from Tier 2 evaluations, Tier 3 evaluations can be performed. If needed, Tier 3 evaluations are used to define retrofit methods appropriate for a specific property. If indicated by Tier 3 analysis, VIE provides cost and schedule estimates for retrofit construction. Emphasis is placed on providing cost effective solutions in these cases.

Complete HUD Seismic Assessments With VIE

VIE has developed techniques for cost-effectively performing seismic risk analysis required for HUD projects. VIE does this in an efficient, thorough manner that addresses all of HUD’s concerns. VIE has done over 100 HUD projects in the past 3 years alone, and every project report has been approved by HUD with no questions or alterations needed. These projects can be completed in as quickly as a day, depending on project size and specifications.

VIE’s HUD projects have addressed projects ranging from historic buildings that are pre-seismic design, to 1960s, 70s, and 80s buildings where some sort of seismic work has been done, and modern buildings constructed of benchmark, steel, masonry, etc. These have been 1-2 stories up to multistory buildings. VIE has done HUD’s projects throughout the US in seismically active areas, such as Washington, Oregon, Utah, Idaho, California, and even in midwestern and eastern states. 

If you’re looking for an engineer that can perform a HUD seismic risk analysis thoroughly and quickly, we are the people to talk to. Contact us today to learn more about our seismic engineering services and what we can do for you.

Filed Under: seismic assessments

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